Credit Checker: An Equifax credit score API for businesses
Credit Checker streamlines the credit reporting process and provides instant credit decisions within Salesforce. Cloud Maven, Inc., a certified Salesforce ISV Partner and winner of the 2021 Salesforce Partner Innovation Award has developed this solution. After thoroughly evaluating an applicant’s credit history, lenders make the decision to offer a loan; the process might take days. Things become considerably more difficult when hundreds of thousands of applications are in the pipeline. The traditional method of obtaining credit reports is prone to human error and costly and time-consuming due to the various manual steps required. While determining a customer’s creditworthiness is necessary before providing a loan, the lengthy process encourages some clients to move to another lender. All manual processes are automated with Credit Checker, allowing you to make credit decisions in real-time. This application is for businesses that rely on credit reports to make most of their business decisions.
Credit Checker automatically approves/rejects applications based on the company’s policies. It eliminates human interference and saves cost and time for applicants and lenders. Some of its features include,
Provides single/ joint reports, as well as the ability to pull credit reports in bulk
Provides demographic data, current and historical tradeline facts, OFAC, MLA, Liens and Judgment, public documents, queries, etc
Supports Soft/hard credit inquiries with/without SSN & SIN
Provide dual/tri-merge reports for enhanced analysis
Provides a fully customized dashboard for tracking, categorizing, and evaluating profiles according to business policies
Supports multiple bureaus subscriber code
Instantly generates OFAC reports for people and businesses.
It helps lenders with instant credit score checks by providing FICO and Vantage scores in real-time. It allows simple and scalable Salesforce integration as an API form. The app is available on Salesforce AppExchange for a 30-day free trial. Please get in touch with us at info@cloudmaveninc.com for any details. You can also follow us on LinkedIn and Twitter to stay updated.
